Standard Bank Credit Card Application

Reference Number: tb-gc49v

Step 1: Two minutes to complete

WELCOME

Thank you for choosing Standard Bank.

Please remember in order to qualify you must earn R5 000 or more per month and be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.

The application process is fully electronic and can be completed in these 5 steps:

STEP 1: DO I QUALIFY?

Gather your documentation and enter your basic details to see how much you could qualify for.

STEP 2: VERIFY MOBILE NUMBER

A SMS OTP (one-time password) will be sent to your mobile number you provide below.

STEP 3: CUSTOMISE YOUR OFFER

This includes your credit limit, card selection and preferred branch for collection.

STEP 4: PERSONAL DETAILS

Including employment, contact, and debit order details, credit limit preferences and legal notices.

STEP 5: DOCUMENT UPLOAD

You will need the following douments handy:

Proof of home address:
Copy of your South African ID:
- green bar-coded book OR
- front and back of your smart ID card OR
- passport if you are not a South African citizen.
Proof of income:
- FIXED income earners: latest 1 month payslip. OR
- VARIABLE income earners: latest 6 months payslips.

Bank statement:
- FIXED income earners: latest 3 months bank statements reflecting 3 SALARY DEPOSITS OR
- VARIABLE income earners: latest 6 months bank statements OR
- SELF-EMPLOYED individuals: 6 months bank statements and a copy of your IT45.

Fields marked with an asterisk (*) are mandatory.

Personal details

Title*

Initials*

First name*

Surname*

ID number*

Contact Details

Cellphone number*

Email address*

Affordability

Total monthly gross income*

R .00

Total monthly expenses*

R .00

Terms & Conditions

Are you currently under debt review, administration order or sequestration?*

I confirm that the information provided is accurate and that I have not withheld any additional information that may affect the decision.

I give consent for Standard Bank to carry out identity and fraud prevention checks and to share information relating to this application through the Southern African Fraud Prevention Service.

I give consent for Standard Bank to check my credit record with any credit reference agency. I also give consent for Standard Bank to provide credit reference agencies with regular updates about the conduct of my accounts, including the failure to meet the agreed terms and conditions. I also agree that the credit reference agencies may, in turn, make my record and details available to other credit grantors.

Check out the terms and conditions for our exciting card benefits here. By checking this field, you confirm that you have read, understood and agree to the card benefits terms and conditions.

I give consent for Standard Bank to process my personal information, as per the Privacy Statement set out on its website.

I agree to the Standard Bank Terms & Conditions.

I have a bank account with Standard Bank.

Enter Verification Code

We sent you an SMS with a one-time password (OTP) - please enter it below and click the NEXT > button at the bottom of the page to continue.

If you did not receive your OTP, click here to resend it.

Congratulations, you qualify* for a maximum credit limit of 0

*Subject to verification in accordance with Standard Bank Group policies and procedure

YOUR OFFER:

Your Credit Limit: 0 | Monthly Fees: R0 p/m | Interest Rate: 0% p/a

CUSTOMISE YOUR CREDIT LIMIT

Move the slider to alter your credit limit:

R1000.00

CHOOSE YOUR CARD:

Disclaimer: Kindly note that this quote does not represent an express or implied offer of funding, nor does it create any liability or obligation on any entity of the Standard Bank Group to provide such funding. We give no warranty, express or implied, as to the accuracy, reliability or completeness of any information, formulae or calculations provided through the use of the online quote functionality and we will not be liable for any loss or damage that may be attributable to reliance on and use of the online quote functionality.

CHOOSE WHERE YOU WANT YOUR CARD DELIVERED:

Choose your favourite Standard Bank branch below where we'll deliver your card once your application has been finalised. Please remember to take your South African ID Card or book along when collecting your credit card from the branch:

Delivery Branch:*

PERSONAL DETAILS

Please supply us with some personal details to complete your application. If you have any questions or need assistance please call 0860 123 000.

Fields marked with an asterisk (*) are mandatory.

Personal Information

Date of birth*

Day of birth*

Ethnic background (required for statistical purposes):*

Gender:*

Alternative contact number:

Marital Information:

Marital status:*

Employment details

Employment status:*

Employed by:*

Job level:*

Primary source of income or funds:*

Industry:*

Unemployment Reason:*

Address Information

Home address: line 1*

Postal address: line 1*

Home address: line 2

Postal address: line 2

Home address: Suburb *

Postal address: Suburb*

Home address: City*

Postal address: City*

Home address: Postal Code*

Postal address: Postal Code*

My postal address is the same as my physical address.

Debit order details

Bank:*

Type of account:*

Branch code:*

Debit order monthly payment date:*

Account number:*

You authorise to debit the above account each month with:*

Account Preferences

May we contact you for an annual credit limit increase?*

Would you like to purchase a Credit Card Protection Plan?*

Legal notices*

I would like all legal notices issued in terms of section 129 of the NCA to be delivered to me by:

Prominent Influential Persons

Prominent Influential Persons (PIPs) are individuals entrusted with prominent public functions either domestically or by a foreign country. Examples are heads of state or heads of governments, important political party officials, military officials or senior executives of state-owned corporations. This term also includes immediate family members or close associates.

Are you a public official in a position of authority?*

Are you related or associated with a public official in a position of authority?*

UPLOAD DOCUMENTS

Please upload your supporting documents. This will speed up your application.

Don't worry if you don't have these documents now - you can email them to: OnlineApplications@standardbank.co.za.

Remember to include your reference number tb-gc49v in the email subject line.

Documentation required

Proof of home address:
Copy of your South African ID:
- green bar-coded book OR
- front and back of your smart ID card OR
- passport if you are not a South African citizen.
Proof of income:
- FIXED income earners: latest 1 month payslip. OR
- VARIABLE income earners: latest 6 months payslips.
Bank statement:
- FIXED income earners: latest 3 months bank statements reflecting 3 SALARY DEPOSITS OR
- VARIABLE income earners: latest 6 months bank statements OR
- SELF-EMPLOYED individuals: 6 months bank statements and a copy of your IT45.

We can help you prove your income

Through an agreement with ABSA and Nedbank, we are able to source bank statements on your behalf. Please provide your consent if you would like us to do this for you.

I give consent for Standard Bank to retrieve bank statements on my behalf.

Bank:

Account number:

Branch code:

Type of account:

Upload your documents

Please select an option

Application complete!

That’s it! Your application is complete and our team will be in contact soon.

If you have any questions, visit the Standard Bank website or contact our call centre on 0860 123 000.
Don't forget to save your reference number tb-gc49v.

Click here to return to the Standard Bank website.

Your Application has been declined due to . Click here to view the full reason code as well as to find out how you can improve your credit score.